01
Waste & Recycling
Insurance built around collection routes, roll-offs, transfer operations, commercial fleets, and the contracts that keep your business moving.
- Garbage & refuse haulers
- Roll-off operations
- Recycling & transfer
Insurance for businesses that do real work
Built for the road.
Ready for the risk.
Specialized business insurance for garbage haulers, towing companies, and contractors. Clear answers, better market access, and a program built around how you actually operate.
Backed by
HAGA KOMMER
HAGA KOMMER
YOUR ADVISORBlake BrauerCommercial Insurance Specialist
PRESIDENT
Industry-focused coverage strategy
Broad carrier access through Aspire / HK
Local relationships with multi-state reach
Where we specialize
Your business isn’t generic.
Your insurance shouldn’t be.
I focus on industries where vehicles, equipment, jobsite exposures, and contracts overlap. That specialization helps uncover gaps and opportunities a generalist may miss.
02
Towing
Practical protection for towing businesses—from the truck and driver to the customer vehicle in your care.
- On-hook coverage
- Garagekeepers
- Commercial auto & GL
03
Construction
A coordinated program for contractors that accounts for jobsite risk, fleets, equipment, employees, and subcontractors.
- General & trade contractors
- Excavation & concrete
- Workers’ compensation
The Brauer approach
Know where you stand—before renewal.
I start by learning the operation and reviewing the current program. You’ll get a straight answer on where your coverage and pricing stand, what can be improved, and which markets deserve a look.
- 01Understand the operationFleet, employees, contracts, safety, losses, and growth plans.
- 02Find the leverageIdentify gaps, unnecessary costs, and underwriting improvements.
- 03Build the right market planApproach the right carriers with a stronger, clearer story.
THE QUESTIONS WE ANSWER
“Am I paying too much—or carrying more risk than I realize?”
- Are your limits and deductibles right?
- Is your fleet presented properly?
- Are contracts creating uncovered risk?
- Are the best-fit carriers seeing your account?
Independent advice. Clear answers.
Built to serve your business—not outside shareholders.
We are not owned by private equity, and our decisions are not driven by an outside shareholder agenda. You get straightforward advice, full transparency around your coverage, costs, and options, and an advisor who will tell you when your current program is already the right fit. Backed by the market access and resources of Aspire Insurance and Haga Kommer, we work for the long-term success of your business.
More carrier optionsSpecialized risk supportResponsive service
Let’s take a look
A better insurance program starts with a conversation.
Send your current policies or give me a call. I’ll help you understand what’s working, what isn’t, and what the market may offer.